Travel insurance

Insurance purpose

Insurance of medical expenses of persons traveling abroad from accidents.

Insured

A legal entity authorized to conclude an agreement on this type of insurance

Insured insurance objects

A natural person visiting outside the country.

Insurance incident

Sudden illness of the insured person, bodily harm as a result of an accident, his repatriation.

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Insurance risks

Death as a result of an accident; loss of one or more limbs, or one or both eyes; permanent complete loss of working capacity;

Baggage loss guarantee;
Provision for delayed flight of air transport vehicle;
Provision for delay in flight of air transport vehicle;
Security for loss and theft of a foreign passport, driver's license and travel documents.

As a result of the circumstances mentioned below, injuries to the insured are subject to exceptions:

The insured person is under the influence of alcoholic beverages, drugs or toxic substances;
Injuries received as a result of driving any vehicle by the insured without the right to drive a vehicle;
The insured deliberately inflicts bodily harm on himself, encroaches on himself or attempts to do so;
Nuclear explosion, effects of radioactive or other radiation;
Earthquake, flood, flood and other natural disasters, epidemic;
Unless otherwise provided by the insurance contract, the fact that the insured is engaged in any sport related to his participation in training and sports competitions.

The insurance amount is determined in accordance with the choice of the insured and the amount requested by the embassy requesting a visa.

The insurance premium is calculated based on insurance tariffs.

Amount of exemption

The amount of exemption may be stipulated by the insurance contract.

The insurance coverage exemption is applied for each insurance risk and each insured event. The size of the amount is reflected in the insurance letterhead, which is presented to the insured.

If the exemption amount is stipulated, that amount is deducted from the damage amount.

Insurance coverage area

Insurance coverage is valid only in the area specified in the insurance contract.

Dispute resolution

Disputes arising from this law shall be resolved in accordance with the procedure established by the legislation of the Republic of Azerbaijan, including in court.

Period of insurance contract

Unless otherwise provided by the contract, the insurance contract shall enter into force on the day of payment of the first part of the insurance premium or in full at 24:00, but not earlier than the date of the start of the insurance period specified in the certificate.