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As a result of a traffic accident, hit by a car compensation for physical damage.
Permission to conclude an agreement on this type of insurance being a legal or natural person.
Motor vehicle insurance, which provides for the implementation of insurance payment in the amount of full or partial compensation for damage to the property interests of the insured as a result of damage, destruction, as well as hijacking or theft of a motor vehicle.
Damage caused by collision, fire, explosion, theft, road traffic accident, biased actions of third parties.
In the event of an insured event, it is required that the insured be notified to the insurance company immediately.
The insurance amount is determined by the insurance contract concluded between the parties on the basis of the real market price (insurance value) of the vehicle. In the event that the insured amount established in the contract is less than the insured value (in the case of partial insurance), the insurer pays compensation for damage in the proportion of the insured amount to the insured value.
In the event that the insured amount specified in the insurance contract exceeds the insured value, the contract for the part in which the insured amount exceeds the insured value is invalid.
The insurance premium is calculated based on insurance tariffs.
Insurance tariffs are determined depending on the market value of the vehicle, the age limit and driving experience of drivers, the type of vehicle, the year of release and other factors that may affect the assessment of risk.
The insurance premium is paid at one time or can be paid in installments according to the agreement of the parties.
The amount of exemption may be stipulated by the insurance contract.
The amount of insurance coverage exemption is applied to each insurance risk and each insured event.
If the exemption amount is stipulated, that amount is deducted from the damage amount.
Insurance coverage is valid only in the area specified in the insurance contract.
Disputes arising from this law shall be resolved in accordance with the procedure established by the legislation of the Republic of Azerbaijan, including in court.
Unless otherwise provided by the contract, the insurance contract shall enter into force on the day of payment of the first part of the insurance premium or its full payment at 24: 00, but not earlier than the date of the start of the insurance period specified in the certificate
This tariff table can only be used for cars with a body type sedan, station wagon and hatchback.
For drivers over 22 years of age and/or less than 1 year of driving experience, an additional unconditional exemption in the amount of 1,000 AZN will be applied.
Minimum insurance fee-300 AZN
It is necessary to apply to the underwriters for the insurance of the vehicles listed below:
Also the following brands and models:
Note
Vehicles belonging to persons over 22 years of age and / or driving experience less than 1 year, who are insured or act as insured, cannot be insured under this tariff schedule.
Minimum insurance premium
Vehicles belonging to persons over 22 years of age and / or driving experience less than 1 year, who are insured or act as insured, cannot be insured under this tariff schedule.
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